Irish stamp duty,
without the fog.
Stamp duty is a tax connected with a property transfer. For a standard residential purchase, the rate changes as the consideration moves through bands.
1%up to €1m
2%over €1m to €1.5m
6%over €1.5m
The bands are progressive. That means a price above €1m does not make the entire price subject to 2%: only the slice above €1m uses the next rate.
A simple example
Purchase price: €1,200,0001% of the first €1m is €10,000. Then 2% of the next €200,000 is €4,000. The illustrative total is €14,000.
When this calculator is useful
Settleie's stamp-duty calculator is designed for a standard residential property scenario. Enter a working purchase price to build a cash budget alongside your deposit and professional quotes.
When to stop and check
Some transactions do not fit that simple scenario. Revenue publishes different treatment for non-residential and mixed-use property. It also identifies separate rates for purchases of three or more apartments in one apartment block, and a higher rate for certain acquisitions of ten or more residential properties within 12 months.
Gifts, debt included in consideration, reliefs and the date an instrument is executed can also matter. These are reasons to confirm the position with your solicitor or tax adviser rather than treating a calculator result as a final tax amount.
Use the official source
The rate summary in this guide is based on Revenue's Stamp Duty and property rates page. Check it again before acting: Revenue can update rules and rates.